Investing on property during COVID-19 crisis has become challenging as the traditional lending industry has been tightening standards for obtaining financing. In these strange times, hard money lenders can come to the rescue of the property investors. The COVID-19 crisis has no doubt taken a substantial toll on every aspect of human life including the […]

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There is a lot of confusion between the phrases “Hard Money” and “Conventional”. Many people think that hard money is for people who cannot get a bank loan, whereas Conventional is for everyone else. This is not the case any longer though. Hard money loans are utilized as tools for many real estate investors – […]

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Fix and flip loans are short-term loans secured by real estate investors to buy & improve a property and then sell the property for a profit. Also, known as “private money” loans, fix and flip loans in California can be obtained from either private investors or a fund of investors instead of credit unions or […]

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A puzzling range of mortgages may be accessible, but for the majority of home buyers, in practice, there’s only one. The 30 year fixed mortgage is realistically an American prototype. It’s the trail that generations of Americans have taken to first-time homeownership. Many buyers also have benefited from a 15-year fixed-rate mortgage. Both the loan […]

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Apartment building financing can be unique with regards to deal structure, valuation and loans available.  It’s not quite residential, but it’s also not quite commercial. Here are a few critical aspects to consider and learn about with regards to apartment building financing. What types of properties are considered apartment buildings? Condos, detached homes, duplexes, triplexes […]

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Commercial real estate investors often find it difficult to get traditional loans when property income falls. When banks make margin calls on their commercial mortgages, many property owners are put in danger of losing their property. In such scenarios hard money loans are a good option to consider. As far as commercial real estate is […]

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